9 Health Benefits of Limes.

9 Health Benefits of LimesLimes are a citrus fruit. While the sour lime is the most common in the United States, there are also varieties of sweet limes. Lime juice is used in all types of food preparation (our favorite is in guacamole!) as well as in cocktails, skin creams, disinfectants, candies, oils, toothpastes and more. Limes were essential to maintaining the health of the British navy during the 19th century because their vitamin C content prevented scurvy. This is why British sailors are called Limeys. Here are 9 health benefits of limes:

Cancer Prevention
Limes contain limonoid, a compound believed to have anti-carcinogen effects. These compounds are thought to help prevent skin, mouth, stomach, breast, lung and other types of cancer. An article published in the “Journal of Agricultural and Food Chemistry” noted that limonin has been proven to induce cancer cell death. Limes are also a potent source of antioxidants, particularly vitamin C. Antioxidants reduce the risk of cancer by preventing free radical damage to the cells and DNA. Limes may have anti-inflammatory properties that can slow the risk of chronic inflammation, another high risk factor for developing cancer.

High In Antioxidants
Limes are a great source of vitamin C and other phytonutrients and flavonoids with antioxidant properties. Antioxidants are key in neutralizing free radical activity that damages the cells and DNA and can increase the risk of cancer, heart disease and premature aging.

High In Vitamin C

Just a quarter cup of lime juice contains over 46% the DV of vitamin C. Vitamin C is one of the most important vitamins and antioxidants in human health. It helps boost the immune system, supports heart health, wards off sickness and disease and protects the eyes from conditions like cataracts.

Antibiotic
One of the flavonoid compounds found in limes are believed to have powerful antibiotic properties. Studies in west Africa found that the daily addition of limes into the diet of villagers helped reduce the occurrence of cholera.

Immunity Booster
The vitamin C in limes helps to boost immunity and offer long term support for the immune system. It may help to prevent the flu and the common cold as well as reduce the risk of chronic diseases like cancer.

Anti-Inflammatory
Vitamin C and many of the other phytonutrient compounds in limes have anti-inflammatory effects. Limes may be useful in lowering the risk of conditions related to chronic inflammation like arthritis, asthma, and heart disease.

Rheumatoid Arthritis Prevention
A study of more than 20,000 people published in Annals of the Rheumatic Diseases found that subjects who consumed more vitamin C rich foods like limes were far less likely to develop rheumatoid arthritis and related arthritic conditions. Subjects who ate the least amount of foods with vitamin C were three times more likely to develop arthritis.

Heart Health
Antioxidants like vitamin C are often associated with a reduced risk of heart attack and heart disease. Foods that have potent anti-inflammatory properties are also believed to help support the cardiovascular system.

Eye Health
Vitamin C is essential to the proper function of the eyes. Vitamin C deficiency can lead to cataracts and other eye conditions. Maintaining good vitamin C levels by eating citrus like limes and lime juice is a good way to maintain proper eye health.

Read more at http://www.healthdiaries.com/

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Top 10 things you did not know about Louis Vuitton

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It’s at the tender age of 16 that Louis Vuitton after having realized the potential for trunk-making, decided on pursuing the profession. Little did the lad know that the business was predestined to flourish and grow into one of the biggest, widely known and leading fashion houses in the world. A company founded in 1854 by Louis Vuitton first kicked off in Paris with its trunk-making, and since then, the French fashion connoisseur has diversified into varied ranges of luxury goods – trunks, leather goods, ready-to-wears like shoes, watches and watch cases, jewelry, accessories, sunglasses, books, a writing collection and even garbage bags – for the crazy Louis Vuitton buffs!

Yes, you’d surely come across fashion fads swear by the brand, and aspire to own at least one Louis Vuitton. But on the flip side, you’d only find a handful who’d have extended knowledge about the brand – its beginnings, whereabouts and interesting facts. Now, there’s no reason for you to feel low coz’ you don’t fall under the category of the ‘know-it-all’s’. Here’s brightening up your mood with a few must-know LV facts!

10) Do you know that Louis Vuitton was hired as a personal box-maker and packer for Napoleon’s (Emperor of the French in 1852) wife?! This is how Louis found himself the elite clientele. His ticket to create history in the world of fashion and lifestyle!
9) Crafted with much precision and passion, the brand is very touchy about its designs, so much so it trademarked the striped pattern, even making the color combinations its signature. Nonetheless, the brand’s increasing popularity only heightened counterfeits. That’s when Louis Vuitton’s son came up with the idea of the famous Louise Vuitton Monogram – three floral motifs and the founder’s initials interlaced, the LV signature we are quite acquainted with.
8) We have been all praise for Louis Vuitton. But did you know that the “World’s Most Valuable Brand” has to its credit not only uphill treads, but also a few slip off’s. One of them being the ‘Chewy Vuitton‘ case for which Louis Vuitton sued the dog toy owner Hate Diggity-Dog for trademark infringement. Naturally, the case ruled ‘not-in-favor’ of Louis Vuitton as the brand’s patented signature could no way be “infringed” by a satirical marketing gimmick, and more so, one that involves a pet chew toy and bed!
7) As compared to its most luxurious, Louis Vuitton’s largest luxurious boutique stands tall at 101 avenue des Champs-Elysées, Paris. Spread over 1,800sq.mt, the brand initially had a store at the same venue, but shut it down for renovation for around 2 years, revamping and reopening doors to Louis Vuitton’s impartial collection for both men and women.
6) Believe it or not, but it seems like there are no borders to the Louis Vuitton attractiveness. The highly acclaimed brand has a total of five boutiques in Nevada, all in the same city and on the same street! Cheers to that!
5) Did you know that Louis Vuitton gives away bags to the press before its collection hits the runway? Well, the SS’05 Lizard Cerises Pochette, FW ’07 Squitchy Bag, and the SS ’07 TDF cabas with a Speedy incrust, among others, were the giveaways that found ownership with the press. If not the runways, its Christmas that the press look forward to. Here, not out of reverence for the occasion, rather towards LV’s Christmas goodies! Sources reveal: 2005 saw LV’s Petit Noe Epi Mocha with gunmetal hardware convey seasonal greetings, while in 2006 it was the Miroir Silver Speedy, which only a few got lucky with. Now, how does the prospect of being a journalist make you feel? Appealing?
4) One of the most prized possessions of LV – Speedy launched in 1930, was originally introduced as a travel case christened – Express. But it’s a humble phone call request from US’s iconic film and fashion figure – Audrey Hepburn (in 1960′s) that got the collection its glory. Audrey requested Louis to custom-make a mini-Speedy for her, thus revolutionizing the collection and making it an age-no-bar popularity. The collection is available in different versions varying in sizes. You can own a classic Speedy for just $2,650USD.
3) Another of the most popular bags Louis Vuitton has produced – the Alma has been one of the most sought after. Dazzling its clientele with its chic, stylish and sophisticated look and feel, the Alma found its way to the wardrobes of many celebs. So much so, that it was the only bag Chanel ever carried other than one of her own creations!
2) If you own an LV, know that what you carry is not only an exquisitely stylish fashion statement, but a rough and tough merchandise that has endured enough and more testing to ensure its durability and user-friendliness. All Louis Vuitton bags and jewelry undergo vigorous tests: the bags are tested by mechanisms that drops them from about half a meter height consecutively for a duration of four days, and while doing so, the bags have been packed with three and a half kilograms weight! This is not all, the test of endurance doesn’t end here. The material undergoes bombardment of ultraviolent rays to ensure resistance to fading. Also, the zippers are tugged open and shut around 5,000 times to ensure they work well while in the hands of a customer. Here we spoke about bags, want to know the story behind those delicate Louis Vuitton charm bracelets you wear around your wrists? The charms are dangled on mechanized mannequin hands that are shaken vigorously to make sure none of it dismantle or fall off. For all the times you’ve been careful not to lose even one of those danglers by the slightest of a handshake, little would you have dreamt of the ordeal these delicate darlings go thorugh. I’m just gona leave to imagination what these babies would have endured.
1) Now don’t panic when you read this. Be forewarned. What if I tell you that after every season – the sale, items being offered to SAs and employees of the company, all Louis Vuitton shoes and bags are sent back to its factory in France and are shredded or burnt(!), would you believe me? Yes, it’s true! What a waste of – ‘handcrafted’, ‘exquisitely stylish’, and the ‘world’s most valuable’!!!

THE BEST ‘WED AWARDS 2013’ NOMINEE – NWANDOS SIGNATURE .

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Nwandos Signature is a one stop shop for Event Management services and products. We specialize in provision of creative venue decoration services as well as all other support services that will make your events positively memorable and stress-free.

Our exceptional reputation is derived from our dedication to your affair, our attention to fine detail and our desire to always provide more than promised. Our goal is to provide professional and creative event services for you, your guests and clients. With a vast experience in the events and management industry, we have built a solid brand to be reckoned with over the years coupled with our unique service and professionalism having us leave a mark in the Events and Management sector.

We are exceptionally positioned to handle your dream events and put that glittering effects into your occasion making it to be the best ever and leaving you with a long lasting memory never to forget.

NWANDOS SIGNATURE

NEWS/ Marc Jacobs Reveals Fabulous Diet Coke Can

Always wanted a Marc Jacobs piece, but couldn’t
afford one of his designer duds?
Then you’re in luck, because the fashion icon has
just debuted an affordable new line—of Diet Coke
cans
, that is.
That’s right, just a week after showing off his abs in
a sexy ad for the soft drink giant, the designer—and
newly appointed Diet Coke 2013 creative director—
has unveiled three limited-edition cans.

And his creations, inspired by female empowerment
in the ’80s, ’90s and ’00s, are just as fabulous as his
clothing collections. Take the ’90s-inspired can,
which features his signature swallow print and a
glam model in a punch-colored cocktail dress.
Darling bow ties decorate his ’80s design, which
includes a model is a sharp tux with the decade’s
trademark strong shoulder silhouette, while the
final can in the series stars gal in a trendy mixed-
print outfit that combines classic stripes with a
playful houndstooth pattern.
Even if Diet Coke isn’t your thing, we think it’s fair
to say you’ll find these cans are refreshing, thanks
to Jacobs’ designs. The first set of designer divas is
slated to hit shelves in Europe next month.
Which Marc Jacobs Diet Coke can is your fave? Tell us in the comments!

[eonline.com]

How To Communicate In The New Multigenerational Office

At a recent professional development retreat led by
corporate trainer Dana Brownlee, a woman in her
mid-50s stood up and starting citing a laundry list
of communication conflicts on her mixed-age team.
Chiefly, she was angry that the younger members
rarely returned her phone calls by phone. Instead,
seeing the issue as non-pressing, they typically
would text or email back a response. The woman
worked herself into such a frenzy that she suddenly
spouted, “We need to stop emailing and pick up the
%^$# phone!”
As she continued to speak, Brownlee realized the
woman’s concern ran deeper than mere frustration.
Her voice cracked and her breathing faltered until
she couldn’t continue and sat down. It was more
than anger. She felt disrespected and
unappreciated.
Welcome to life in the new workplace. As people
live and work longer than ever before, the modern
office now houses up to four wildly different
generations under one roof—and it can be a Petri
dish for problems. Veterans (born before 1946),
Baby Boomers (1946-1964), Generation X
(1965-1979), and Generation Y or Millennials
(1980-2000) grew up in vastly different times, have
wide-ranging value sets and often employ
conflicting communication styles.
“I’m seeing a lot of generational conflict around
differences in communication style and approach to
working,” says Brownlee, president of corporate
training firm Professionalism Matters in Atlanta, Ga.
“It becomes a barrier that gets in the way of trust.”
The intricacies of workplace communication—what
we say, how we say it and what our choices say
about us—have become increasingly complex as
each group brings a different set of experiences and
expectations to the table.
Differences In Communication Style
“Years ago workplaces were much more formal,”
says Brownlee. “Now it’s much more casual and
colloquial.” However, old-school formality and new-
school ease can cause culture clashes. Whether it’s
a full suit vs. jeans or company letterhead vs. a
quick email, perceptions of what’s appropriate vary
widely. She works with one manager who regularly
feels he has to rein in his younger employees who
write emails to coworkers and clients as if they
were texting. While they prefer efficiency and are
more likely to perceive formal correspondence as
tedious, he values form and precision.
Furthermore, like the woman at Brownlee’s retreat,
differences in communication mode often create
tension. “Typically the older generations prefer
talking face-to-face or on the phone, and the
younger generations tend toward text-based
messages like email and instant message,” she
says. “It becomes very frustrating when you
communicate with someone in a mode that they
don’t like.”
To curb the potential dangers, Brownlee encourages
managers to set clear ground rules for what’s
expected in both internal and external
communications. At the same time, she advises
workers across all age groups to individualize their
approach by learning their coworkers’ preferences
and attempting to meet in the middle.
Changes In Approach To Working
Brownlee, a Gen Xer herself, often hears from her
Veteran and Boomer clients that in their day they
felt proud and lucky to have a job. It was a means
of providing for their families, and they wanted to
give their lives to the company, knowing the
company would take care of them. Therefore, they
can’t understand why younger generations often
don’t share the same work ethic of doing whatever
needs to be done and staying as long as it takes.
However, the economic environment has
completely transformed the values and priorities of
younger workers. “Pensions are a foreign concept
today,” says Brownlee. “Now we’re taught that you
don’t want to stay at one company too long, as
you’re worth more on the open market.” While
older generations tend to respect hierarchy more
and focus on moving up the ladder where they are,
she says younger workers are more entrepreneurial
and tend to jump between jobs. They also want to
align their lifestyles and sense of purpose with their
jobs, so tend to seek flexibility and meaning from
their work. It’s not that they don’t work hard; it’s
that they think of work differently.
Additionally, younger people often seek more
guidance, feedback and acknowledgement on the
job, Brownlee says, which can create a perception
gap. Older workers may think the younger group is
needy or high maintenance, and younger workers
may feel in the dark or unappreciated. “The
solution is on both ends,” she says. “Leaders need
to realize how important that acknowledgment is,
but the younger generations need to realize they’re
not going to get an IV drip of praise.”
Bridging The Gap Between Generations
The solution won’t come from any one person or
generation. “Each party thinks it’s the other
person’s problem,” says Brownlee. “The
responsibility is really mutual.” Being aware of the
differences is a good start. More than that, she
encourages people to talk about them, to demystify
what’s unknown or misunderstood.
It starts with a baseline of respect. “Go out of your
way to learn from each other
,” she advises. Older
workers can lend their vast industry knowledge and
experience. Younger workers can shed light on
demographic, pop culture and technology trends. “It
starts with a coffee or a walk.”

[Forbes.com]

How One Woman Went from Homeless to Millionaire In Less Than Two Years

In an episode of Sex And The City, the lead
character Carrie Bradshaw, once poignantly
concluded, “Maybe the past is like an anchor
holding us back. Maybe, you have to let go of who
you were to become who you will be.”
In extraordinarily different circumstances, in a far
cry from the glamorous lives portrayed on SATC, a
21-year-old homeless woman named Dani
Johnson
, came to roughly the same conclusion,
though perhaps, through a more excruciating
journey.
She made a meager living as a cocktail waitress in
Hawaii, and was living out of her car with just two
dollars and three cents to her name and $37,000 in
debt. Haunted by a childhood filled with brutal and
systematic physical and sexual abuse, she
attempted suicide following a cocaine binge – but in
that moment, ironically, her life changed forever.
Today Dani Johnson is a multi-millionaire many
times over, runs five companies and spends her
time jetting around the world, giving back through
her various charities.
How she went on to make her first million despite a
tortured past and despite being homeless, is the
stuff of entrepreneurial legend.
Her story suggests, as Dr. Phil would put it, “It
doesn’t matter what your mama did; it doesn’t
matter what your daddy didn’t do. Nobody but you
is responsible for your life. You are responsible for
the energy that you create for yourself.”
This is Dani Johnson’s story.
It was Christmas Eve, 1990.
“I was stoned out of my mind for two months –
sleeping with eight different guys. I got to eat only
by dating all these people. I realized that I had
become worse than the family I grew up in and that
was devastating. My mom and dad were drug
addicts and I had never seen my parents sober. My
childhood was filled with threats and getting beaten
daily; week in, week out. My whole life was filled
with horror and terror and lies and I vowed that I
would never be like my family. And there I was
doing cocaine…”
She hated cocaine ‘with a passion’ and recalls that
when coke was introduced into the home by her
parents when she was a teenager, the violence had
intensified and the emotional instability was
‘horrifying’. “They would say one thing and then
another thing after 15 minutes.”
That Christmas Eve, she joined other waitresses at
the beach on a drink and drug binge.
“I was sweating as I was constantly dancing. I see
the coke and I leaned down and I did a line. I
remember waking up at 10 the next morning on my
beach mat and I am asking everyone for coke. I
was walking around saying, ‘Where do I get more of
that stuff?’
That day, I would have given my body – I would
have become a prostitute for coke and that’s how
low I became. I hated everything about myself. I
knew my future would never be good. I was suicidal
from the age of six. My life was not worth living.
There was no chance to turn it into anything better.
I was disgusting. I hated how my parents raised us.
My life was filled with broken promises and lies and
people stealing and people beating me and people
hating me and me hating myself even more…”
Fueled by the after-effects of the drug, in an almost
catatonic state that morning, Dani decided she was
going to end it all. “I started walking towards the
ocean and dived underneath the wave.”
A few more moments under, and her life would
have ended there – not an unsurprising demise
given her circumstances, the coroner and police
chief would have quietly concluded.
But as it happened, in that instant, her life changed
forever.
Almost a Miracle
“I heard a voice say, ‘Pick up your mat and walk.’’
It felt almost like a miracle to her.
“The feeling of coke left instantly – I wasn’t
wanting it anymore. I rolled up my beach mat,
turned around and hiked a mile that I needed to in
order to get back to my car. I drove 45 minutes to
the beach where I was living. And the whole time I
was driving, it was as if the left side of my mind
was saying, ‘This is not what is intended for your
life, you shouldn’t be drinking. There is more to
life,’ and the right side was saying, ‘You’re a failure,
you’re a loser, you’re filthy; worse than your
parents. Drive this car into the ocean.’ This was like
a war inside my mind with these voices and I was
literally in a trance.
And I have no idea why I chose to listen to that first
voice.”
So Dani began to ask herself: What can I do? What
do I need to do to get myself out this situation?
“As a cocktail waitress, I was not making enough,
so I had to figure out my options.”
She needed $4,500 to be able to afford an
apartment but with a small income derived mostly
from tips coupled with the island’s high rents, it
would take her four months to save enough money.
“I didn’t want to be homeless for another four
months. Rent in Hawaii was outrageously
expensive and I couldn’t afford plane tickets back
to California. I knew no one. I was terrified I would
be raped or beaten or kidnapped because there
wasn’t any shelter. I was a kid who, between the
ages of three to 16, was abused and molested. The
emotions were still there. You try to push this back
but when you’re homeless, it is at the forefront of
your mind all the time and it was terrifying to me.”
That night she fell asleep in her car without any
answers but the following day, the proverbial light
bulb went off.
“I get this idea. Everything I ever owned was in the
backseat of my car. And there was this weight loss
program I had purchased long before I was
homeless, lying in the back seat. I had used it for a
week. I never paid attention to it before. And it just
caught the corner of my eye in the sun. It was
warped from the humidity. But it was as if this
device was talking to me. I picked it up and it was
as if this thing was saying, ‘I’m your answer.’ And
my first thought was, ‘No, I’m not going to peddle a
weight loss program! No way I’m going to do this!’
As if it was beneath me. As if it was sinking to a
new depth. And you know, sometimes you have
that feeling that you need to do something you
don’t want to do?
I turned the box around, saw the manufacturer’s
details and called them from the payphone.
I started asking them the question: What is it going
to take to carry the product in Hawaii? As it turned
out, it would require me to have licensing – and
money, that I didn’t have.”
And this is when Dani – given her very scant means
– decided to get resourceful.
“I handwrote a flyer [for the weight loss program]
but I needed a phone number to advertise so people
could contact me – and I didn’t have one. So I
picked up the Yellow Pages in the phone booth. You
know cocktail waitresses always have coins! So I
looked through the Yellow Pages and called a small
telecommunications company. And I chatted with
this guy for some time, trying to build a
relationship. I asked him what the cost of their
voice mail service was.
He said to me, ‘Don’t drive all the way to pay for
this. Send me a check for $15. Here’s your new
number…!’
Dani, of course, was elated – down to her last
quarter for that week, she got the break she
needed.
“I put up the flyer at the Post Office where
everyone in this town went to, and three hours
later, not thinking I would get any messages – it
was filled with 25 messages. I didn’t know what to
do with them!
Long story short, I ended up with 40 checks, totaling
$4,000 dollars from people I didn’t even know – that
first month!
I called up the manufacturer with an order but they
wanted a physical address to send the product and I
didn’t have one. So I talked the local liquor store
into letting me use their address.”
Dani made a quarter of a million dollars that first
year just by selling the weight loss program, was a
millionaire by the second year and went on to open
up 18 weight loss centers around the country. She
sold the business in 1996 – a multi-millionaire.

[Forbed.com]

This One Leadership Quality Will Make or Break You

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One of the most often overlooked aspects of leadership is the need for pursuit. Great leaders are never satisfied with traditional practice, static thinking, conventional wisdom, or common performance. In fact, the best leaders are simply uncomfortable with anything that embraces the status quo. Leadership is pursuit – pursuit of excellence, of elegance, of truth, of what’s next, of what if, of change, of value, of results, of relationships, of service, of knowledge, and of something bigger than yourself. In the text that follows I’ll examine the value of being a pursuer…

Here’s the thing – pursuit leads to attainment. What you pursue will determine the paths you travel, the people you associate with, the character you develop, and ultimately, what you do or don’t achieve. Having a mindset focused on pursuit is so critical to leadership that lacking this one quality can sentence you to mediocrity or even obsolescence. The manner, method, and motivation behind any pursuit is what sets truly great leaders apart from the masses. If you want to become a great leader, become a great pursuer.

A failure to embrace pursuit is to cede opportunity to others. A leader’s failure to pursue clarity leaves them amidst the fog. Their failure to pursue creativity relegates them to the routine and mundane. Their failure to pursue talent sentences them to a world of isolation. Their failure to pursue change approves apathy. Their failure to pursue wisdom and discernment subjects them to distraction and folly. Their failure to pursue character leaves a question mark on their integrity. Let me put this as simply as I can – you cannot attain what you do not pursue.

One of the most often overlooked aspects of leadership is the need for pursuit. Great leaders are never satisfied with traditional practice, static thinking, conventional wisdom, or common performance. In fact, the best leaders are simply uncomfortable with anything that embraces the status quo. Leadership is pursuit – pursuit of excellence, of elegance, of truth, of what’s next, of what if, of change, of value, of results, of relationships, of service, of knowledge, and of something bigger than yourself. In the text that follows I’ll examine the value of being a pursuer…

Here’s the thing – pursuit leads to attainment. What you pursue will determine the paths you travel, the people you associate with, the character you develop, and ultimately, what you do or don’t achieve. Having a mindset focused on pursuit is so critical to leadership that lacking this one quality can sentence you to mediocrity or even obsolescence. The manner, method, and motivation behind any pursuit is what sets truly great leaders apart from the masses. If you want to become a great leader, become a great pursuer.

A failure to embrace pursuit is to cede opportunity to others. A leader’s failure to pursue clarity leaves them amidst the fog. Their failure to pursue creativity relegates them to the routine and mundane. Their failure to pursue talent sentences them to a world of isolation. Their failure to pursue change approves apathy. Their failure to pursue wisdom and discernment subjects them to distraction and folly. Their failure to pursue character leaves a question mark on their integrity. Let me put this as simply as I can – you cannot attain what you do not pursue.

[Forbes.com/Mike Myatt,]

The 1-Click Shopping – BuyCommonthings.Com

1 click1-Click, also called one-click or one-click buying, is the technique of allowing customers to make online purchases with a single click, with the payment information needed to complete the purchase already entered by the user previously. More particularly, it allows an online shopper using an internet marketplace to purchase an item without having to use shopping cart software. Instead of manually inputting billing and shipping information for a purchase, a user can use one-click buying to use a predefined address and credit card number to purchase one or more items.
This new style of shopping online has been made popular by the best online grocery company in Nigeria BuyCommonThings.com and they are now putting words into action by commencing a schedule delivery of purchased goods to their esteemed clients who have signed up through their channel and also have indicated their willingness to participate and also shop regularly.
The beauty of it all about this shopping style and technique Is that not only is it quite convenient, affordable and less stressful, it literally saves you a whopping 50% off your shopping time, affording you the best of your time.
To sign up for this program kindly follow the link http://bit.ly/VkpMML

Solar Crowdfunding Startup Lets Ordinary Investors Own A Piece Of The Sun

Don’t hold your breath, but the U.S. Securities &
Exchange Commission could finalize regulations
this year to implement the JOBS Act, the 2012 law
that lets startups raise funds directly from mom-
and-pop investors.
Mosaic isn’t waiting. The two-year-old Oakland,
Calif. firm already won approval in California and
New York to allow individuals to invest directly via
its website. The twist is that the investments are
loans, not equity, and the money goes (for now)
only to new solar power developments. In the past
ordinary investors have been shut out of the solar
boom, as most projects obtain equity or debt
financing from banks and corporations, which lately
are not so eager to lend for solar projects.
“Anything that introduces new sources of cost-
effective capital is valuable,” says Reyad Fezzani, a
former BP executive who is now chairman and
managing partner of Energy Finance Company in
Manhattan Beach, Calif. In late December he raised
$350,000 from accredited investors through
Mosaic’s website for a 470-kilowatt photovoltaic
array that his company installed on a New Jersey
convention center. He says he’s saving 200 to 300
basis points over banks with Mosaic.
Even not particularly green-minded investors might
be tempted by Mosaic’s returns of 4.5% to 6.5%,
well above CD rates. Residential solar projects tend
to have default rates as low as 0.2%.
“One of the fastest ways to build the clean energy
economy is to allow more people to benefit from
it,” says Billy Parish, Mosaic’s 31-year-old
cofounder and president.
Similar to peer-to-peer financing site Lending Club,
Mosaic puts the burden on investors to assess the
risks in project prospectuses. If they like a deal,
they can get in for as little as $25. No money is
transferred if a deal isn’t fully financed. The
developer pays back the loan with interest from
income generated by the sale of electricity to its
customers. Mosaic takes 100 basis points of the
interest rate (along with an origination fee and
annual platform fees) and passes the rest to
investors.
Mosaic is far too small to scare any investment
banks, but it can get deals done quickly. Within the
first 24 hours of going live in January, Mosaic’s new
website raised more than $300,000, including
$227,875 for three loans for solar arrays on three
affordable-housing complexes that offered returns
of 4.5%. Mosaic has now raised a total of $1.1
million for all projects. Parish says profitability is
“within sight.”
Anthony Kim, a solar analyst with research firm
Bloomberg New Energy Finance, questions whether
Mosaic can attract a big enough pipeline of
investors to fund large solar projects. “For now, I
think it’s a relatively niche product,” he says.
The startup hopes to build on its current 7,000
potential investors via social media referrals and by
targeting foundations, financial advisors and
corporations.
Mosaic board member Marco Krapels, a renewable
energy financier with the Dutch bank Rabobank,
has his eye on the $17 trillion that sits in U.S.
retirement accounts. “If you could put a Mosaic
note in an IRA, I think the opportunity is just
massive,” he says.
Fezzani says he’s investing his own money in
Mosaic’s offerings. “I know many people who say
they want to invest in solar, but there’s just been
no option before.”
Click for full photo gallery: 30 Under 30: Energy
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FORBES | 1/25/2013 @ 7:55AM | 4,647 views
Solar Crowdfunding Startup
Lets Ordinary Investors Own A
Piece Of The Sun
This story appears in the 11 February 2013 issue of
Forbes.
Todd Woody, Forbes Staff

German Drugstore Entrepreneur Dirk Rossmann Joins Billionaire Ranks

Today we take our local drugstores for granted.
They are everywhere in large cities in the U.S. and
in Europe. But that wasn’t the case in Germany in
the early 1970s. Dirk Rossmann, 66, founded the
first self-service drugstore in the country in 1972,
and has since turned Dirk Rossmann GmbH into a
company with 2,775 stores in six European
countries and sales of $7.9 billion in 2012.
Rossmann’s 60% stake in the private drugstore
chain makes him worth well over the $1 billion,
according to research by FORBES. Rossmann GmbH
is the second largest pharmacy chain in Germany,
behind a company called dm. It also has stores in
Poland, Hungary, Czech Republic, Albania and
Turkey. Sales in the non-German stores grew 12%
in 2011 to $1.76 billion (1.32 billion Euros).
Revenues for the group as a whole rose 16% in
2012.
In the 1980s Rossmann sold a 40% stake in the
company to Hanover Finanz, which was then sold in
2004 to the A.S. Watson unit of Hong Kong
billionaire Li Ka-shing’s Hutchison Whampoa
conglomerate. The transaction price was not
disclosed.
Rossmann’s two sons, Daniel and Raoul, also work
for the family company, which is still run by Dirk
Rossmann.
Dirk Rossmann also owns 25% of listed German
private equity firm Deutsche Beteiligungs AG
(commonly called DBAG), a stake worth about $95
million. Together, his stakes in the drugstore chain
and the private equity firm are worth an estimated
$1.9 billion. Spokespeople for Rossmann GmbH
have not replied to a request for comment from
FORBES about Mr. Rossmann’s net worth.
Rossmann started a charitable foundation in 1991
focused on family planning, Deutsche Stiftung
Weltbevölkerung. He received the Federal Merit
Cross in 1998 for his commitment to the
foundation

Virgin Atlantic soars high with world’s first in-flight art gallery

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virgin-atlantic-41Passengers flying on Virgin Atlantic Upper Class between London and New York will be treated to the first ever-airborne commercial art gallery. The service, which has been dubbed ‘The Gallery in the Air’, will allow passengers to purchase the work of renowned street artist Ben Eine. Ben Eine has always been well know in London, especially for his work on Middlesex street, which thanks to him has been renamed Alphabet street. However Eine rose to global prominence when Prime Minister David Cameron gifted one of his paintings to President Barack Obama. The display will operate like a traditional exhibition with upper class passengers having the chance to take a virtual tour of the gallery and see behind the scenes footage of how each piece was constructed. The buying process is the same as any in flight product and will allow customers to but the pieces duty free.

The collection draws inspiration from London and New York as well as the artist’s partnership with Virgin Atlantic. The collaboration is to be the first of many such partnerships and will last from February 1st to the 28th. Most street artists are skeptical of partnering with a brand, but Eine says that the presence of Richard Branson helped persuade him to partner with Virgin Atlantic. The gallery will feature works ranging from $4,000 to $24,000.

2014 Bentley Mulsanne enhanced with comfort and entertainment to debut at Salon d’Auto, Geneva 2013

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bentley-mulsanne-14The Mulsanne is one of the most luxurious cars ever produced by Bentley and it is all set to become even more comfortable and luxurious this year. Since it was first introduced to the world in 2010 it has only gotten better, with advancements in both comfort and technology. This flagship Bentley car will be unveiled with its new advancements at Salon d’Auto in Geneva this March. The most important change to be made to 2014 Bentley Mulsanne is in the area of comfort and convenience, which includes comfort headrests with manually adjustable wings for lateral support. Also available are new footrests which have been specifically designed to blend in to the to each individual vehicle. To provide an additional level of comfort there will also be duck down filled loose cushions that will be finished with the traditional Bentley Wing emblem.

Privacy is of course central to most Bentley owners lives, regardless of whether you’re a celebrity or businessperson. So Bentley has provided with new privacy curtains that can be added as Crewe – fitted option. They are available on the rear doors and and rear windscreen in Black or Ivory; these opulent curtains can be drawn with one touch as they have been integrated into the window lift switches.

Technology is always changing and the Bentley Mulsanne has changed to accommodate the latest in technology, the rear cabin offers the highest level of technology today. There are rear picnic table designed to accommodate an iPad and a wireless keyboard, they also double as a smooth hide trimmed writing surface. You can even stay connected via the Wi-Fi router fitted into the rear cabin. Twin 8-inch LCD head rest screens and a DVD player, all supported by Naim for Bentley’s premium audio system further enhances the entertainment

Connectivity is at it’s best in the 2014 Bentley Mulsanne with the option of a high speed Wi-Fi router with a UMTS phone module and SIM card reader. This allows for a rolling Hot spot that lets you simultaneously connect 8 devices. A dedicated antenna housed on the boot lid outside the vehicle’s steel frame allows for a much stronger signal strength than a handheld device.

For those looking for purely Aesthetic changes, Bentley has added three new colors to the Mulsanne Palette, Dark Cashmere, Portofino and Damson. In addition to these there are also three new additions for the interior hide colors, Damson, Saffron and Brunel. They are also offering a set of bespoke fitted luggage for the Mulsanne. Italian luggage specialists Schedoni has exclusively designed the bags to fit perfectly in the Bentley trunk. The collection is made up of 6 pieces, two small cases, two large cases and two foldable garment bags. The collection has been made of the same hide that goes into the interiors of the Mulsanne and can be customized to your personal tastes.

2013 Panerai Pocket Watch Tourbillon GMT Ceramica

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panerai-pockrt-watch-2Panerai introduces an exclusive Pocket Watch Tourbillon GMT Ceramica which is in amalgamation of the essence of the past with the strong technical knowhow of today, both combined in a unique and fascinating way. The Pocket Watch Tourbillon GMT Ceramica is the first pocket watch by the makers though there are specimens of the same in the brand’s history. The tourbillion regulator in its graceful and breathtaking P.2005/S skeletonised version is a watch with a very superior technical content. The tourbillon cage makes two rotations per minute on an axis perpendicular to that of the balance

Other highlighting specifications include a Radiomir case 59 mm in diameter in ceramic made from zirconium oxide, power reserve of six days and KIF Parechoc anti-shock device. The chain of this pocket watch is inspired by a nautical chain and can be easily removed, transforming the watch into a table clock. Adhering to tradition, the watch is water-resistant and guaranteed to a pressure of 3 atmospheres (30 metres).

2013 Panerai Pocket Watch Tourbillon GMT Ceramica is an exquisite edition of only 50 watches of 10.05mm thickness and comprising of 31 jewels, giving it an admirable look.

Cartier unveils Rotonde de Cartier Mysterious Double Tourbillon and Rotonde de Cartier Mysterious Hours at SIHH 2013

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cartier-1Cartier is known in the world of watch making for its rich heritage of mystery clocks in which the hands appear to float on the dial for more than a century now. It is only after this substantially long span that the expertise is again transformed into two new watches with Mysterious movements: Rotonde de Cartier Mysterious Hours and Rotonde de Cartier Mysterious Double Tourbillon. The Rotonde de Cartier Mysterious Hours is the finest creation of Cartier’s Watch making line this year. Not only has the watch inherited the unusual movement from Cartier’s but also is accessible at a fair price. Rotonde de Cartier Mysterious Double Tourbillon with Geneva Seal, as the name suggests is a double tourbillion with two axes of rotation. The technicality with which the mystery is achieved is straightforward. Both the watches function by the same phenomenon in which the hands of the watch are positioned on a clear sapphire disc with a toothed rim and both the discs are driven by gearing around the disc, all of which are neatly hidden by the dial and act as the source of mystery.

Rotonde de Cartier Mysterious Hours is available in two royal colours- white and rose gold with a 42mm case of a height of 11.6mm.Though the editions are not limited but they are a few counted ones. The rose gold is available at the astonishing price of $47,852.95 and white gold for $51,182.65.But what is lures are the jeweled versions with either diamond-set bezel or dial and bezel, available at a price ranging $67,807.70 to $94,386.52.

Rotonde de Cartier Mysterious Double Tourbillon is available only in platinum and comes in a case diameter of 45 mm. Unlike Mysterious hours it is not a numbered production and is priced at $159,544.02.Another attraction of the watch is its two limited editions fully set with diamonds, either on leather strap or fully paved bracelet available at a price of about $ 611,567.12 and $ 1597320.

Hermès and Christian Lacroix designer tableware unveiled

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christian-lacroix-maison-tableware-3-600x938The designers are all set to visit your table as Hermès and Christian Lacroix unveil new tableware collection. We have already seen fashion houses like Versace, Calvin Klein and Hermès dress up the tables for meal time with their exclusive collection of tableware. To celebrate the new year, Hermès has rolled out a new collection that sports “A Sporting Life” theme. Designed by carré silk scarf designer Benoit-Pierre Emery, this vintage-style chinaware takes cues from iconic Chaine d’ancre link style of Hermès’ leather collection. The 49 piece Rallye 24 collection plays with a racing track design on the center with colorful borders on each piece.

Christian Lacroix Maison debuted it tableware collection at Maison & Objet with four themes that enables diners to pick porcelain with colorful butterflies and black and white stripe pattern. So throw a Hermes or Christian Lacroix themed party and literally watch jaws drop on the table!

LVMH collaborates with TDIC to build one of the biggest malls in UAE

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louis-vuitton-help-create-mall-4That Louis Vuitton is the leading name in luxury is not unknown. Like a magic wand, Louis Vuitton transforms its products into exquisite pieces of luxury. In fact Louis Vuitton and luxury are today synonyms. So we commend the Tourism Development and Investment Company (TDIC) who have decided to hire the expertise of the famed luxury brand, Louis Vuitton to build a 168,000 square metre luxury mall on Saadiyat Island connecting to Abu Dhabi’s three planned mega museums. The developer, TDIC, announced that it had formed a joint venture with L Real Estate, a private equity fund in which the Louis Vuitton owner LVMH is a minority investor. The mall, christened “The District” mall is touted to become one of the biggest malls in UAE and would form a triangle between the three museums.

The mall is expected to house more than 550 stores, many of which would be outdoors. The retail destination would be home to all types of stores from luxury and fashion brands, department stores, home furnishing chains to art galleries and family entertainment venues.

The three-storey mall would be classified into four zones. Three of the four – Luxury Street, Canal and Main Street zones – would be located outdoors on two levels. Luxury Street is expected to boast of elite fashion stores while Canal would include cafes and restaurants next to a canal opposite the Guggenheim. The Main Street zone would include stores and outdoor cafes.L Real Estate which specialises in luxury shopping will collaborate with TDIC to develop the mall on a 17-hectare plot of land in the new cultural district. The construction for the mall is expected to begin in 2014 and it is expected to be completed by 2017 to coincide with the opening of the Abu Dhabi Guggenheim Museum.

Treat your Valentine to Giorgio Armani this year

Valentine’s Day is upon us and nothing says ‘I love
you’ better than an act which will make your partner
happy. Some exclusive goodies, courtesy Italian
luxury label Giorgio Armani are bound to make this
V-Day memorable. Treat your lady love to a calf
skin leather patchwork clutch by the brand, which is
part suede and part varnished. The classic shade of
black makes it a winner and bow detailing with a
pop of pink make it a stylish pick. And if your
sweetheart is a gizmo lover, pair this gift with a
candy pink iPad case that is sure to brighten up her
day. This beauty comes with leather lining, framed
closure and logo detailing. For something more
classic, there is an option of a subtle silver clutch
too. Boasting of a laminated effect and rhinestone
embellishments, this will be a hit with the lady who
is a fan of elegance.
And if your sweetheart is a gizmo lover, pair this
gift with a candy pink iPad case that is sure to
brighten up her day. This beauty comes with leather
lining, framed closure and logo detailing.
So look no further than Giorgio Armani to present
your darling a sweet treat. Splurge on the patchwork
clutch worth $2,345 here, iPad holder costing $365
here and silver clutch priced at $ 2,475 here

World’s first jewelry made of space gold launched at Dubai International Jewellery Week

If your love is truly exceptional, then why not
confirm its existence with the blessings from the
heavens? SpaceWed can help you do just that. It is
the only brand in the entire world to offer you
exclusive wedding rings that were sent into outer
space. To commemorate 50 years of Yuri Gagarin’s
space flight, the rings were sent aboard the UP
Aerospace SL-5 rocket on the 20th of May, 2011.
The nose of this rocket was filled with 2.5 ounces of
gold and sent into space for fifteen minutes. But
what makes these rings really special is that only
50 of these bands have been created on Earth. And
at speeds of 4,000 miles per hour, these rings have
received the heavenly aura that will help set your
marriage a part from the rest of humanity. They are
engraved with unique serial numbers that can be
selected by the clients themselves.
These fantastic pieces of jewelry come in a
customized designed Space Capsule and include a
Certificate of Space flight and the documentary of
the rocket launch.
Recent surveys say that over 100,000 couples get
married every day, around the world. So if you want
to make sure your union is extraordinary get a gift
that is really out of this world. You can visit the 16th
edition of the exclusive Dubai International
Jewellery Week and get your own Space Wedding
Ring.
The rings are valued between $12,000 and $17,000
or you could also get lucky at the Raffle Draw and
win it!